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2009-09-18 06:38:00
Utah County Realtor - Getting Pre-Approved

Utah County Realtor - Getting Pre-Approved

Buying your first Utah County Home?  , maybe your second, well this can be a wonderful experience for you or this could be a disaster.  It all depends on how prepared you are when the process starts.  Your first step is getting Pre-Approved by a Utah County Loan Officer.

Financing a home can be a difficult process for you, especially finding the right loan.  What you need to be concerned about is not getting the financing, but getting the right financing.  You will want to find the best terms at the lowest cost.  You will want to meet with a Utah County loan officer to review your financing options; you will need to meet with a lender who can explain all of the different types of loans that you will be able to afford as well as the program that will help you meet your goals.  Once you determine with the lender how much you can afford, you will be able to narrow down your housing search to a specific Utah County Neighborhood. 

Your pre-approval letter is not a final commitment for the loan, but it is a necessary step in order to look at homes with a Utah County Realtor.  Some require, and some recommend it.  It shows that you will have the ability to complete the purchase of a home.  Otherwise, agents and sellers could think you are just wasting their time.  Sellers do not want to get into the final hours before closing and find out that the buyer cannot get financing.  Also, if you don’t meet in advance with a Utah County Loan Officer, you could be rushed into making a decision about your financing without taking the time to think about what is best for you.  It is a strain to try and get a lender and find a loan program once you have already found the house that you want to buy.

 

 

 
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